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Reverse Mortgage

Reverse Mortgage

If you have considerable equity in your home, you may be able to convert that asset into income. Reverse mortgages are special home loans designed with seniors in mind. Payments are made to you, and as long as you live in the home, the loan never has to be repaid.

Reverse mortgage can provide you with cash today — with no requirement to ever pay it back for as long as you live in your home.

The disbursement options on a reverse mortgage loan are flexible. You can access your money by:

  • Taking a lump sum
  • Establishing a line of credit to use as needed
  • Arranging a combination of the above options

If your needs change over time, your payout schedule can change, too.

If you permanently leave the home, the balance on your reverse mortgage becomes due. Selling the home itself can pay for this—any remaining equity belongs to you or your heirs.

Feel free to contact us with any questions you may have regarding this loan product.

This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval. Other limitations may apply and not all products are available in every state. Availability of programs is subject to change without notice. Please contact me for more information.

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