Interested in Purchasing a home or Refinancing your existing mortgage?

Our Products

203K Loans

203K Loans

Standard 203K option is best for major structural repairs such as room additions, foundation repairs, fire damage, flood damage or major site improvements.

Streamline 203K option is best for non-structural repairs and can may allow you to qualify for a loan amount up to $35,000. These non-structural repairs would be repairs such as new paint, carpets, appliances, kitchen or bathroom remodels, plumbing, electrical work, and/or HVAC or septic systems.

Borrower Benefits

  • Turn an average home into a dream home. Qualified homebuyers can improve less-than-perfect homes in desirable locations or address property shortcomings immediately without draining your savings.
  • Make the home your own — removing the previous owner’s style. Everyone has different tastes — you don’t have to live with the previous owner’s choices.
  • Fix things the previous owner may have ignored — windows, roof repairs, etc.
  • Get more house for the money. REOs and foreclosures are still a large part of the real estate inventory. Buyers can take advantage of reduced home prices.
  • Rolling rehabilitation costs into the mortgage allows borrowers access to repair funds at lower rates.

Product Eligibility

  • Down payment as low as 3.5% of total amount of purchase plus costs of repairs
  • Gift funds are allowed
  • Seller may contribute 6% of purchase prices toward closing cost and pre-paids
  • Purchase of owner occupied primary residence
  • Commercial properties are not eligible
  • Required $5,000 minimum renovation cost

Feel free to contact us with any questions you may have regarding this loan product.

This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval. Other limitations may apply and not all products are available in every state. Availability of programs is subject to change without notice. Please contact me for more information.


Window of Opportunity for Jumbo Borrowers To simplify the reason why let’s put it this way:  jumbo borrowers are generally very safe, and loans to them are a profitable bet for large banking institutions. These large banks want as many Jumbo borrowers and loans as possible.  The result is a very competitive market for jumbo loans at the current time. LEARN MORE ABOUT JUMBO MORTGAGES

Condos: A Solid Step Into Homeownership

Before you dive in feet first, get a basic understanding of how condominium ownership differs from owning a single-family home or a townhome. LEARN MORE ABOUT CONDOS.

Get Started Today…

Type of Loan

Tell us about yourself

Have a loan officer?