Interested in Purchasing a home or Refinancing your existing mortgage?

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Government Loans

Government Loans

Keypoint Mortgage is now able to accommodate customers that may have previously been unable to qualify for a mortgage due to their credit score. We have expanded our government loan offerings and are now considering borrowers with FICO scores as low as 580! To be eligibility the loan must be for a primary residence, 1-unit single family only, 31/43 maximum debt-to-income ratios, two months reserves and the borrower(s) may not own any other property at the time of closing. Other requirements and restrictions may apply.

FHA Loans

FHA loans are safe, viable options for building credit in today’s touch real estate market.

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VA Loans

VA offers tremendous mortgage benefits to active duty service members, veterans, and some surviving spouses.

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USDA Loans

The United States Department of Agriculture provides low interest, no down-payment loans to eligible, low-to-moderate income borrowers looking to buy homes in rural areas.

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Feel free to contact us with any questions you may have regarding these loan products.

908-516-2190 | Contact Us

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